Buyer qualification — apply for financing

Ten minutes of accurate answers starts the process. Qualified applications reach an initial phone interview within a few business days. No application fee — but read the cost summary below so you know exactly what comes next.

Transparent costs

What this costs — and when you pay it

Three costs, two of which are only ever paid after success. Nothing is routed through us before verification.

Due diligence deposit

Verification of your deal

$200 – $500

Paid before our team travels in-country to verify the seller, inspect product and confirm documents with issuing authorities. Heavier markets (Mali, Burkina Faso) sit at the top of the range; Sierra Leone and Liberia at the bottom. This deposit is deducted from our success fee when the deal closes.

Paid after first call is complete & both sides want to proceed

Assay & testing

Gold / diamond testing at facility

At cost

Paid directly to the recognised testing or assay facility — never to MFT or the seller. We attend the test; you or your representative may join by video link. The receipt is yours. Typical range: $80 – $350 per consignment depending on volume and facility.

Paid to the testing facility at the time of testing

Success fee

Our financing & supervision fee

Quoted per deal

A percentage of the financed transaction value, agreed in writing in the financing agreement before execution. Success-based: if the deal doesn't close, we don't earn it. The due diligence deposit is deducted from this amount. Full fee structure is presented at the initial call.

Paid only after delivery and your final assay confirms the product

The buyer never pays anything to a seller or seller's agent before delivery. Government taxes, royalties, export licences, insurance and freight are all pre-financed by MFT and paid directly to the relevant authorities and service providers. Those costs are recovered as part of the financed amount, settled by the buyer after delivery and final assay — not upfront.

Submit your deal summary

Section A · Identity Who you are

All information is treated confidentially and used only for qualification and KYC.

Full name *

Company / organisation (if applicable)

Your role in the transaction *

Country of residence *

Nationality *

Email address *

WhatsApp / mobile number * (with country code)

Section B · The transaction Your deal

Describe the transaction you want financed. "No seller yet" is an acceptable answer — be accurate, not impressive.

Commodity *

Origin country *

Quantity per shipment * (kg for gold / carats for diamonds)

Target monthly volume

Destination country / refinery *

Stage of the deal *

Financing amount sought (USD) *

Has the seller demanded any upfront payments? List what was requested (taxes, export fees, shipping, storage…) and amounts, or write "None".

Section C · Capability Settlement capacity & experience

Because you pay only after delivery, our lenders carry the transaction risk — these answers tell them settlement will happen.

Can you show proof of funds to settle after delivery? *

Yes — for the full transaction amount Partially — I would start with a smaller tranche Not yet — I am still arranging settlement funds

Completed minerals transactions in West Africa *

When do you intend to transact? *

Have you previously lost money in a West African minerals deal? (optional — it changes nothing about eligibility and helps us protect you)

Section D · Final details Anything else

Deal summary / additional information Anything that helps us assess the transaction: seller details, documents you hold, prior correspondence.

How did you hear about us?

What happens after you submit

We review your application and schedule the initial phone interview (tell us your availability in GMT/UTC in the summary field if you like). From there: KYC, lender introduction, seller verification and written terms — the full sequence is on the how it works page. If your deal cannot pass due diligence, we will tell you plainly and early.