MF Minerals Finance TeamWest Africa Trade Finance
⏱ Mon – Sat, 07:00 – 18:00 GMT· +232 75 823 489· info@mineralsfinanceteam.com
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West African gold & diamond trade finance

Buy gold in West Africa without paying a cent upfront.

We finance verified mineral transactions from start to finish — government taxes, export licences, shipping, all of it. You settle only after the gold reaches you and passes your final assay. Your capital is never exposed to advance-fee risk.

HEAD OFFICE: FREETOWN, SIERRA LEONE · OPERATING IN 16 WEST AFRICAN COUNTRIES

Red flag 01

“Pay cash before the gold leaves the country.”

FOB demands on unverified goods are how buyers lose six figures. We make all payments on legitimate deals after our due diligence — never you, never blind.

Red flag 02

“You must cover government tax and export fees first.”

Legitimate charges exist — but they're paid to government offices against official receipts. We pay them directly. Money routed through a “seller” is money gone.

Red flag 03

“Send the shipping and documentation fees today.”

Urgency is the scammer's best tool. Our financing removes it: every upfront cost is ours to carry, on our timeline, with verification first.

What we finance

Exclusive financing for vetted buyers and brokers

Funding comes from our institutional and private lending partners. Our job is to qualify credible buyers, verify legitimate deals on the ground, and supervise execution until the product is in your hands.

Gold purchase financing

Dust and bars from artisanal and licensed sources across our markets. We pay purchase costs, taxes, export licences, assay, insurance and air freight — settled after your final assay.

Gold financing →

Diamond purchase financing

Rough diamond transactions through lawful, certified export channels, with valuation and documentation verified at source before a single dollar is committed.

Diamond financing →

Mining investment financing

Case-by-case financing for gold and diamond mining investments and related projects, structured with the same verification discipline as our trade finance.

Discuss a project →

The process — seven steps

Straightforward financing, in writing, in order

Every financed deal follows the same sequence. No shortcuts, no surprises, and no money moving before verification.

STEP 01

Approach us

Express interest by submitting the qualification form with a summary of your pending or planned deal. A complete summary gets you to the first call faster.

STEP 02

Initial interview

A phone or video call to understand you, your goals and your transaction — and to explain our operating model, financing terms and what happens next.

STEP 03

KYC & proof of funds

Identity, company and background checks on the buyer or broker, plus confidential verification that funds exist to settle after delivery. Nothing is ever transferred to us.

STEP 04

Deal scrutiny

Our in-country team verifies the seller, witnesses proof of product, tests on calibrated equipment and confirms every document with the issuing authority. Testing cost is the only fee the client pays directly.

STEP 05

Terms & agreement

Every financing term — costs covered, fees, timeline, delivery, settlement — is spelled out in a written agreement reviewed and signed by all parties before anything moves.

STEP 06

Funded execution

We pay all upfront costs: purchase, taxes, royalties, export licences, insurance, freight. Our team supervises the export and stays part of the delivery process to your destination.

STEP 07

Settlement after assay

The consignment arrives, your final assay confirms it, and only then do you settle the pre-financed amount plus the agreed fee. Success-based, exactly as written.

Where we operate

Sixteen countries. Eight core gold markets.

From our Freetown head office we run verified transactions across West Africa's top gold-producing countries — each with its own supply realities, export rules and risks. Read the country guides before you transact.

Sierra LeoneGuinea (Conakry)MaliGhanaBurkina FasoCôte d'IvoireLiberiaSenegalBeninCape VerdeThe GambiaGuinea-BissauMauritaniaNigerNigeriaTogo

Client outcomes

What financed buyers say

Video testimonials from clients are being added — the placeholders below will carry recorded interviews with buyers, brokers and refinery partners.

Testimonial video — placeholder 01
“I was three days from wiring $40,000 in ‘export fees’ to a seller in Conakry. Their due diligence killed the deal in a week and saved my company.”
Gold buyer · Dubai, UAE
Testimonial video — placeholder 02
“They paid every fee on the ground, escorted the shipment, and I paid after my refinery's assay matched theirs. That is how this trade should work.”
Refinery sourcing manager · Mumbai, India
Testimonial video — placeholder 03
“As a broker, having a financier who verifies everything makes my buyers trust the deals I bring. We've closed four consignments together.”
Commodities broker · Guangzhou, China

Common questions

Before you ask

How does your minerals financing actually work?

We provide transaction-by-transaction trade finance for vetted buyers and brokers purchasing gold and diamonds in West Africa. Once your deal passes our due diligence, we pay every upfront cost from our side — the purchase itself where agreed, government taxes and royalties, export licence fees, assay and testing, insurance and air freight. You pay nothing in advance. After the consignment reaches your destination and passes your final assay, you settle the pre-financed amount plus our agreed fee. Funds come from our institutional and private lending partners; our role is to qualify the buyer, verify the deal end-to-end, and supervise execution so the lender's capital and your transaction are both protected.

Who pays the upfront fees — government tax, export licence, shipping?

We do. That is the entire point of the model. The most common fraud pattern in West African gold deals is the seller demanding that the foreign buyer wire money for taxes, certificates, storage or shipping before the goods move. In every transaction we finance, those legitimate costs are paid directly by us to the actual issuing authorities and service providers — never routed through the seller. If a seller insists that money must pass through their hands, that deal fails our due diligence.

What does the financing cost? What are your fees and interest?

Our fees are success-based and agreed in writing before execution. Pricing depends on the transaction size, the origin country, the verification workload and the logistics involved, so it is quoted per deal rather than as a flat public rate. Two things are constant: the full cost structure is in the signed agreement before we commit a single dollar, and we are only paid when the deal concludes successfully. The one cost a client pays directly is product testing during due diligence, paid to the testing facility — not to us and not to the seller.

Who qualifies for financing?

Serious, identifiable buyers and brokers with a legitimate pending or planned minerals transaction. In practice that means you can pass KYC (identity, company and background checks), you can show proof of funds to settle after delivery, and your deal stands up to scrutiny — a real seller, real product and lawful export route. Experience in the minerals trade helps but is not mandatory; first-time buyers with genuine funds and realistic expectations are welcome. Anonymous parties, buyers with no settlement capacity, and deals that depend on bypassing licensing or export law do not qualify.

Read the full FAQ

Ready to transact without the risk?

Submit your deal summary through our qualification form. If it stands up to scrutiny, we finance every upfront cost — and you pay only after delivery and final assay.

Apply for Financing