MF Minerals Finance TeamWest Africa Trade Finance
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Gold purchase financing across West Africa

Transaction-by-transaction finance for vetted buyers of gold dust and bars. We finance the export costs, in full or in part, and you settle after delivery and final assay.

BANK-GRADE BARS · FINE GOLD
GOODS INSPECTED IN PERSON
Upfront fees$0.00Export costs financed in full or in part. You settle after delivery and final assay.

What this financing covers

When a gold transaction passes our due diligence, Minerals Finance Team pre-finances the upfront costs the deal requires, in full on most deals and in part where deal size or risk calls for it:

  • Purchase payment to the verified seller, on terms agreed in the signed contract
  • Government taxes, royalties and export duties — paid directly to the issuing authorities
  • Export licence and documentation fees
  • Assay and certification at recognised facilities
  • Secure handling, insurance and international air freight to your destination

On a fully financed deal your exposure during all of this is zero. On a partial deal, your agreed share is fixed in the signed terms and paid only to the authorities, providers or escrow, never to the seller or to us. Settlement of the pre-financed amount plus our agreed fee happens only after the consignment reaches you and passes your final assay. Verification is free: even product testing during due diligence is paid by us, directly to the testing facility.

Full or partial financing

We decide the financing share for each deal after due diligence. It is written into the signed terms before you commit anything.

Full financingMost verified deals. We pay every upfront cost: the purchase where agreed, taxes, royalties, licences, assay, insurance and freight. Your upfront cost is $0.
Partial financingLarger or higher risk deals. We finance an agreed share and you fund the rest yourself.
Where your share goesDirectly to the authorities, service providers or escrow. Never to the seller, never to us.
Our feeOne success fee after delivery and your final assay, in both cases, priced to reflect the share we finance.
Who decidesWe do, after due diligence, based on deal size, origin country and risk. You can tell us on the application how much you could contribute.

Who this is for

International buyers, refinery sourcing teams and mandated brokers purchasing gold from Sierra Leone, Guinea Conakry, Mali, Ghana, Burkina Faso, Côte d'Ivoire, Liberia, Senegal and the wider region. You qualify if you can pass KYC, show confidential proof of funds to settle after delivery, and your deal involves a real seller, real product and a lawful export route. First-time buyers are welcome; anonymous parties and off-the-books deals are not.

The questions that should worry you — answered by structure

"The seller says I must pay cash before the gold leaves the country." In a financed deal, every payment on a legitimate transaction is made after due diligence, per the agreement, to the party actually owed. You never wire money against a promise.

"The seller says I must pay government tax and export fees upfront." Those charges are real in a lawful export, and in our deals they are paid directly to the government offices against official receipts. Money that must pass through a seller's hands is the signature of fraud.

"The seller wants shipping and documentation fees today." Freight and documentation are arranged and paid by our team as part of supervised execution. A seller collecting "shipping fees" from a foreign buyer is not shipping anything.

Typical transaction profile

CommodityGold dust and melted bars, typically 20–23 karat at origin
Origin markets8 core countries — see the country guides
Deal sizingAssessed case by case; large transactions structured in tranches
Financing shareFull on most deals; partial where deal size or risk calls for it
TimelineApplication to funded execution typically 1–3 weeks after complete KYC
FeesSuccess-based, agreed in writing before execution
SettlementAfter delivery and the buyer's final assay
Already mid-deal and being asked for money? Stop, pay nothing, and send us the deal summary. Verifying it costs you nothing but the assay; losing it could cost everything you've been asked to send.

Ready to transact without the risk?

Submit your deal summary through our qualification form. If it stands up to scrutiny, we finance the upfront costs, in full on most deals, and you pay our fee only after delivery and final assay.

Apply for Financing