Gold purchase financing across West Africa
Transaction-by-transaction finance for vetted buyers of gold dust and bars. We pay the purchase costs, taxes, export licences, assay, insurance and freight — you settle after delivery and your final assay.
What this financing covers
When a gold transaction passes our due diligence, Minerals Finance Team pre-finances every upfront cost the deal requires:
- Purchase payment to the verified seller, on terms agreed in the signed contract
- Government taxes, royalties and export duties — paid directly to the issuing authorities
- Export licence and documentation fees
- Assay and certification at recognised facilities
- Secure handling, insurance and international air freight to your destination
Your exposure during all of this: zero. Settlement of the pre-financed amount plus our agreed fee happens only after the consignment reaches you and passes your final assay. The single cost a client pays directly during due diligence is product testing, paid to the testing facility itself.
Who this is for
International buyers, refinery sourcing teams and mandated brokers purchasing gold from Sierra Leone, Guinea Conakry, Mali, Ghana, Burkina Faso, Côte d'Ivoire, Liberia, Senegal and the wider region. You qualify if you can pass KYC, show confidential proof of funds to settle after delivery, and your deal involves a real seller, real product and a lawful export route. First-time buyers are welcome; anonymous parties and off-the-books deals are not.
The questions that should worry you — answered by structure
"The seller says I must pay cash before the gold leaves the country." In a financed deal, all payments on a legitimate transaction are made by us, after due diligence, per the agreement. You never wire money against a promise.
"The seller says I must pay government tax and export fees upfront." Those charges are real in a lawful export — and we pay them, directly to the government offices, against official receipts. Money that must pass through a seller's hands is the signature of fraud.
"The seller wants shipping and documentation fees today." Freight and documentation are arranged and paid by our team as part of supervised execution. A seller collecting "shipping fees" from a foreign buyer is not shipping anything.
Typical transaction profile
| Commodity | Gold dust and melted bars, typically 20–23 karat at origin |
|---|---|
| Origin markets | 8 core countries — see the country guides |
| Deal sizing | Assessed case by case; large transactions structured in tranches |
| Timeline | Application to funded execution typically 1–3 weeks after complete KYC |
| Fees | Success-based, agreed in writing before execution |
| Settlement | After delivery and the buyer's final assay |
Ready to transact without the risk?
Submit your deal summary through our qualification form. If it stands up to scrutiny, we finance every upfront cost — and you pay only after delivery and final assay.
Apply for Financing