MF Minerals Finance TeamWest Africa Trade Finance
⏱ Mon – Sat, 07:00 – 18:00 GMT· +232 75 823 489· info@mineralsfinanceteam.com
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From application to settled deal, in nine steps

The full sequence of a financed transaction — what you provide, what we verify, what we pay, and the single moment you part with money: after delivery and final assay.

STEP 01
You provide: deal summary

Approach us

Submit the qualification form with your deal summary: commodity, origin, quantity, destination, deal stage and the financing you need. Complete summaries reach the first call fastest.

STEP 02
Outcome: mutual fit confirmed

Initial phone interview

We discuss your goals and your pending transaction, explain our operational model, financing structure and fees, and answer your questions. You should be interviewing us as hard as we interview you.

STEP 03
You provide: ID & company documents

KYC on the buyer

Identification, company verification and background checks — plus evidence of capability or experience in the minerals trade where relevant. Standard for any serious financial counterparty.

STEP 04
Outcome: lender confidence established

Proof of funds

Confidential verification that funds exist to settle after delivery. Your money is never transferred to us or anyone else as a condition of approval — we verify, we do not hold.

STEP 05
Outcome: financing approved

Lender introduction

We introduce you to the institutional or private partner funding your transaction. They may have their own questions before approving funds — direct, transparent, on the record.

STEP 06
Outcome: deal cleared — or honestly declined

Seller verification & due diligence

Our in-country team verifies the seller's identity, licences and history; witnesses proof of product; tests on calibrated equipment; and confirms documents directly with issuing authorities. Testing cost is paid by the client to the facility.

STEP 07
You sign: financing agreement

Terms & agreement

Every number in writing: costs we pre-finance, our success fee, timeline, delivery terms, settlement terms. Reviewed, adjusted and signed by all parties.

STEP 08
We pay: taxes, licences, freight

Funded execution & delivery

We pay all upfront costs and our team stays inside the export and delivery process to your destination — that supervision is how we protect our lenders' capital and your consignment.

STEP 09
You pay: only now

Settlement after final assay

The product arrives, your assay confirms it, and you settle the pre-financed amount plus the agreed fee. Deal concluded; the next one moves faster.

Transparent costs

What this costs — 100% free upfront

Truly free upfront. No application fee, no due diligence deposit, no testing fee charged to you. Nothing moves before verification and nothing is ever routed through a seller.

Application & KYC

Submit & qualify

$0

No application fee, no obligation. Submit your deal, attend the initial call and complete KYC — entirely free. We invest our own time to assess whether your deal is worth financing.

Free — from first contact through KYC completion

Due diligence & verification

In-country verification

$0

We send our team to verify the seller, witness the product and test on calibrated equipment — at our cost. Assay and testing fees at recognised facilities are also covered by MFT. You pay nothing for verification.

Free — all verification and testing costs borne by MFT

Success fee only

Financing & supervision

Quoted per deal

The only amount you ever pay: our success fee — a percentage of the financed value, agreed in writing before execution. Strictly success-based. If the deal doesn't close, you owe us nothing. Not a cent before delivery and final assay.

Only after delivery and your final assay confirms the product

100% free upfront — guaranteed. Government taxes, royalties, export licences, insurance and freight are all pre-financed by MFT and paid directly to authorities. You pay one thing, one time: our success fee, after the gold is in your hands and passes your final assay. If the deal doesn't close, you owe us nothing.

How long does this take?

From complete application to funded execution is typically one to three weeks, driven mostly by KYC document turnaround and origin-country verification. Sierra Leone and Liberia move fastest thanks to our physical presence; Mali and Burkina Faso are deliberately slower. We will give you a realistic timeline on the first call — and we will not compress due diligence to meet a seller's deadline. Sellers who manufacture urgency are telling you something.

Ready to transact without the risk?

Submit your deal summary through our qualification form. If it stands up to scrutiny, we finance every upfront cost — and you pay only after delivery and final assay.

Apply for Financing