From application to settled deal, in nine steps
The full sequence of a financed transaction — what you provide, what we verify, what we pay, and the single moment you part with money: after delivery and final assay.
You provide: deal summary
Approach us
Submit the qualification form with your deal summary: commodity, origin, quantity, destination, deal stage and the financing you need. Complete summaries reach the first call fastest.
Outcome: mutual fit confirmed
Initial phone interview
We discuss your goals and your pending transaction, explain our operational model, financing structure and fees, and answer your questions. You should be interviewing us as hard as we interview you.
You provide: ID & company documents
KYC on the buyer
Identification, company verification and background checks — plus evidence of capability or experience in the minerals trade where relevant. Standard for any serious financial counterparty.
Outcome: lender confidence established
Proof of funds
Confidential verification that funds exist to settle after delivery. Your money is never transferred to us or anyone else as a condition of approval — we verify, we do not hold.
Outcome: financing approved
Lender introduction
We introduce you to the institutional or private partner funding your transaction. They may have their own questions before approving funds — direct, transparent, on the record.
Outcome: deal cleared — or honestly declined
Seller verification & due diligence
Our in-country team verifies the seller's identity, licences and history; witnesses proof of product; tests on calibrated equipment; and confirms documents directly with issuing authorities. Testing cost is paid by the client to the facility.
You sign: financing agreement
Terms & agreement
Every number in writing: costs we pre-finance, our success fee, timeline, delivery terms, settlement terms. Reviewed, adjusted and signed by all parties.
We pay: taxes, licences, freight
Funded execution & delivery
We pay all upfront costs and our team stays inside the export and delivery process to your destination — that supervision is how we protect our lenders' capital and your consignment.
You pay: only now
Settlement after final assay
The product arrives, your assay confirms it, and you settle the pre-financed amount plus the agreed fee. Deal concluded; the next one moves faster.
Transparent costs
What this costs — and when you pay it
Three costs, two of which only arise after success. Nothing moves before verification and nothing is ever routed through a seller.
In-country verification
Paid before our team travels to verify the seller, inspect product on calibrated equipment and confirm documents with issuing authorities. Sierra Leone and Liberia sit at the lower end; Mali and Burkina Faso at the top. This deposit is deducted in full from our success fee when the deal closes.
After first call is complete and both sides want to proceed
Gold / diamond testing
Paid directly by the buyer to the recognised testing facility — never to MFT or to the seller. We attend every test; you or your representative may join by video link and the receipt is yours. Typical range: $80 – $350 per consignment depending on volume, country and facility.
Paid to the testing facility at the time of the test
Financing & supervision
A percentage of the financed transaction value, agreed in writing in the financing agreement before execution begins. Strictly success-based: if the deal does not close, we do not earn it. The due diligence deposit paid earlier is deducted from this amount.
Only after delivery and your final assay confirms the product
How long does this take?
From complete application to funded execution is typically one to three weeks, driven mostly by KYC document turnaround and origin-country verification. Sierra Leone and Liberia move fastest thanks to our physical presence; Mali and Burkina Faso are deliberately slower. We will give you a realistic timeline on the first call — and we will not compress due diligence to meet a seller's deadline. Sellers who manufacture urgency are telling you something.
Ready to transact without the risk?
Submit your deal summary through our qualification form. If it stands up to scrutiny, we finance every upfront cost — and you pay only after delivery and final assay.
Apply for Financing